1. #One nation, one ration card: Inside food ministry's ambitious scheme to make ration cards portable. 2. #PradhanMntri Shram Yogi Maan-dhan (PM-SYM) - A pension scheme for unorganised workers. 3.#Women are liking Modi Govt’s PM Manadhan Pension Scheme, 17.68 lakh applications so far, Haryana leads.
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#OPINION : 17/11/2019 : 1956.
----------------------------------------------------------------------------------------------------------------------
The food ministry is moving towards making ration cards portable to help migrant workers.
Record-keeping by hand is back at this “automated” fair price shop in Bangur, a dense Kolkata suburb, ever since its electronic point-of-sale (ePoS) machine broke down and had to be sent for repair.
Keeping an eye on the weighing scale while giving beneficiaries their quotas of gom (wheat) and chaal (rice), Lakshmi Kant Aich, who has been running the ration shop for decades, is making notes about the transactions on a booklet.
However, the absence of an ePoS device is slowing down the process. One beneficiary, Sanat Kumar Saha, is here to link his Aadhaar to his ration card through a biometric verification facility on the device. He goes back disappointed.
Aich says though the government has made ePoS machines mandatory, dealers are facing poor connectivity and frequent device breakdowns.
His shop is one of the 17,157 automated fair price shops in West Bengal with an electronic recordkeeping and point-of-sale device, while the remaining 3,649 shops have yet to be automated.
-------------- ------------------- ------------------
#1. Ration insecurity :
At these fair price shops, numbering nearly 5.35 lakh across India, 23 crore ration card holders can every month buy up to 5 kg of rice at Rs 3/kg, wheat at Rs 2/kg and coarse grains at Rs 1/kg as mandated under the National Food Security Act passed in 2013.
The central and state governments coordinate this complex public distribution system. While the Centre allocates and transports the foodgrain from Food Corporation of India godowns to the ration shops, the onus of ensuring that right beneficiaries get the subsidised foodgrain falls on the states and Union territories. They identify eligible households, issue ration cards and licences to dealers and also tackle complaints.
But in this entire process, put in place to ensure no one goes hungry, there has been a losing side too: millions of migrants, who move within their home states (intra-state) and to other states (inter-state) to earn a livelihood.
Since their ration cards are linked to the places where they used to live, these migrants have to apply for new ration cards at their new locations if they want to buy subsidised foodgrain. Many do not, deterred by the long process, denting the government’s efforts to ensure food security for all (the National Food Security Act covers nearly 80 crore people). Ensuring that migrants, numbering nearly 14 crore (according to the 2011 Census), get foodgrain from ration shops at their new location remains a big challenge.
---------------- --------------------- -------------------
#2. Portable solution :
The challenge for migrant workers to buy ration may change if the food and public distribution ministry’s One Nation One Ration Card scheme to make ration cards portable gets going, with biometric verification and ePoS machines acting as the lynchpins. Under this initiative, which is expcted to be rolled out across India by the next financial year, any migrant ration card holder will be able to buy subsidised foodgrain from any fair price shop in India without the need to obtain a new ration card for the new location. This will reform the current rule under which a beneficiary could buy ration only from a nearby shop linked to the ration card.
The ministry has already launched intra-state ration card portability in 11 states and inter-state portability between Andhra Pradesh and Telangana, Gujarat and Maharashtra, Haryana and Rajasthan and Karnataka and Kerala. This means a ration card holder from Gujarat can not only buy his stock from any of the ration shops in his state but also from Maharashtra.
One Nation One Ration Card would offer public distribution system benefits from any of the ration shops with the help of a single digital card linked to the beneficiary’s Aadhaar. “The scheme, when launched pan-India, will be a big relief for migrant labourers, daily wagers and the poor in general. We have already launched pilot projects in some clusters,” Ram Vilas Paswan, minister for consumer affairs, food & public distribution, told ET Magazine.
But food security experts say that before the big rollout of the scheme, basic requirements remain unmet. “All fair price shops would need ePoS devices for seamless biometric authentication. Additionally, getting the current location of the migrant worker to avoid duplication is another challenge,” says Sandip Das, a senior consultant with Indian Council for Research on International Economic Relations (ICRIER), a Delhibased think tank.
According to food ministry data, as of now, 4.37 lakh (nearly 82%) of the 5.35 lakh fair price shops have ePoS devices. Transactions on these devices are fool-proof as dealers such as Aich in Kolkata do not have to keep the record manually. The devices also check for duplication of ration card holders.
While Andhra Pradesh, Gujarat, Haryana, Jammu & Kashmir and Maharashtra have automated all their fair price shops, few most ration shops in Bihar and Uttarakhand and none in Arunachal Pradesh, Manipur, Meghalaya, Mizoram and Nagaland have ePoS devices, delaying the quick rollout of the portability plan. In Bihar, which sees a lot of labour migration, only 6,371 of the 41,483 fair price shops have ePoS devices.
Union food secretary Ravi Kant says the remaining ration shops will get ePoS devices shortly. “However, automating some fair price shops in remote areas may be a challenge,” he tells ET Magazine.
The other challenge is ending duplication of ration cards, whereby a beneficiary is denied foodgrain since someone else took away the quota using a fake card. To tackle this, Kant says the government is setting up a central repository of all ration cards and only those beneficiaries whose names are in the database after de-duplication would be able to use ration card portability.
Under the scheme, the existing ration card of a beneficiary remains valid under the portability plan since card data and entitlements are maintained in the person’s home state. But through the central repository the beneficiary’s state will be able to fetch the data from its server after biometric authentication.
More than 1,000 migrant workers from Andhra Pradesh have bought subsidised ration in Telangana every month since the scheme was launched in August,” says a senior official at the food and public distribution department.
For the scheme to be seamless, the government will have to allocate foodgrain quota to each state on a dynamic basis based on the offtake volumes. “The government will have to make fresh estimates for foodgrain required to meet the demand due to seasonal migration and fluctuation in demand based on movement of labourers,” says Das of ICRIER.
Many workers from Uttar Pradesh and Bihar move to Punjab and Haryana during the crop harvesting season only to return home within a few months. As of now, the Centre allots foodgrain to a state according to a district-wise requirement based on the number of ration card holders and previous year’s allocation.
A top official at the Food Corporation of India (FCI), which supplies subsidised foodgrain to the shops from its 2,100-odd godowns, says there is no need to build fresh storage facility for the ration card portability scheme. “We have sufficient capacity to cater to any need. We maintain three to four months of buffer stock in every state based on specific allocation requirement. Otherwise too, we have surplus stock and paddy procurement has also started,” says RP Singh, executive directorprocur ..
In 2015, the Rajasthan government tried another experiment: letting Future Group run some fair price shops in the state. Under the arrangement, India’s largest retailer will get to manage 5,000 of the nearly 26,745 fair price shops in the state. The company is also giving a facelift to ration shops in West Bengal.
DBT vs Portability :
Though ration card portability plans to unify fair price shops across India, the government has done away with selling subsidised foodgrain in Chandigarh and Puducherry — both Union territories. Since 2015, ration card holders there have been receiving direct benefit transfer, where cash equivalent of the subsidy is transferred to the bank accounts of eligible households, enabling them to purchase items of their choice from the market. The scheme was also partially launched in Dadar & Nagar Haveli in 2016. “One Nation One Ration Card as a concept is novel but direct benefit transfer is the way forward as recommended by the high-level committee chaired by [former Union minister] Shanta Kumar,” says Das.
“There is no logic in giving foodgrain under PDS to food-surplus and infrastructurallybetter-off states such as Punjab and Haryana. It is time the government shifts to direct benefit transfer in such regions,” says former agriculture secretary Siraj Hussain.
The panel on reforming FCI had, in 2015, recommended a gradual introduction of cash transfers in public distribution system, starting with cities with more than 10 lakh population, extending it to grain-surplus states and then giving an option to deficit states to opt for cash or subsidy. However, even with direct benefit transfer, last-mile installation and maintenance of points of sale and seeding Aadhaar and bank account details of beneficiaries remain a prerequisite.
=======================================================================
-------------------------------------------------------------------------------------------------------------------------
It is a voluntary and contributory pension scheme, under which the subscriber would receive a minimum assured pension of ?3000/- per month after attaining the age of 60 years and if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension as family pension. Family pension is applicable only to spouse.
Through 'auto-debit' facility from his/her savings bank account/Jan- Dhan account from the date of joining PM-SYM till the age of 60 years as per the chart below. The Central Government will also give equal matching contribution in his pension account.
Details of entry age specific monthly contribution Chart
State-wise Card Issued Record
Dashboard- All Records
CSC Locator
Real Time Counter
The Unorganised Worker will be required to visit the nearest Common Services Centre (CSC) and get enrolled for PM-SYM using Aadhaar Card and Savings bank/Jan-Dhan account number on self-certification basis. First subscription to be paid in cash and auto debit from next month onwards. Later, facility will be provided where the UW can also visit the PM-SYM web portal or can download the mobile app and self-register using Aadhar number/savings bank account/Jan-Dhan account number on self-certification basis.The enrolment will be carried out by all the Common Services Centres in the country.
--------------------------------------------------------------------------------------------------------------------------
All the Labour offices of State and Central Governments, all the branch offices of LIC, the offices of ESIC/EPFO will act as Facilitation Centres to give full information to the Unorganised Workers (UW) about the Scheme, its benefits and the procedure to be followed, at their facilitation desks/help desks. PM-SYM will be a Central Sector Scheme administered by the Ministry of Labour and Employment and implemented through Life Insurance Corporation of India and CSC e-Governance Services India Limited (CSC SPV). LIC will be the Pension Fund Manager and responsible for Pension pay out. Considering the hardships and erratic nature of employability of Unorganised Workers (UW), the exit provisions of scheme have been kept flexible. If a subscriber has not paid the contribution continuously he/she will be allowed to regularize his contribution by paying entire outstanding dues, along with penalty charges, if any, decided by the Government.
Customer Care number 1800-2676-888 (available 24*7).Web portal/app will also have the facility for registering the complaints.In case of any doubt on the scheme, clarification provided by the Joint Secretary & Director General (Labour Welfare) will be final.
e-mail at ShramYogi[at]nic[dot]in
-------------------------------------------------------------------------------
Pradhan Mantri Shram Yogi Maan-dhan
The scheme is meant for old age protection and social security of Unorganised Workers (UW) who are mostly engaged as rickshaw pullers, street vendors, mid-day meal workers, head loaders, brick kiln workers, cobblers, rag pickers, domestic workers, washer men, home-based workers, own account workers, agricultural workers, construction workers, beedi workers, handloom workers, leather workers, audio - visual workers or in similar other occupations.
-------------------------------------------------------------------------------------------------------------------------
Eligibility Criteria
Should be an unorganised worker (UW)
Entry age between 18 and 40 years
Monthly Income ?15000 or below
Should not be
engaged in Organized Sector (membership of EPF/NPS/ESIC)
an income tax payer
He/ She should possess
Aadhar card
Savings Bank Account / Jan Dhan account number with IFSC
Complete Enrolment Process click here...
-----------------------------------------------------------------------------------------------------------------------
Enrolment Process
Process Flow – Enrolment in
--------------------------------------------------------------------------------------------------------------------------
Scheme details and scheme eligibility and process for enrolment, location of facilitation centres/CSC points will be available at LIC Website and MOLE website. Beneficiaries may visit facilitation desks at District Labour Offices, LIC offices, Central Labour offices, EPF and ESIC Offices
-------------------------------------------------------------------------------------------------------------------------
Eligibility Criteria
Should be an unorganised worker
Entry age between 18 and 40 years
Monthly Income Rs 15000 or below
-------------------------------------------------------------------------------------------------------------------------
Should not be :
engaged in Organized Sector or with membership of EPF/NPS/ESIC an income tax payer
-------------------------------------------------------------------------------------------------------------------------
He/ She should possess :
Aadhar card
Savings Bank Account / Jan Dhan account number with IFSC
-------------------------------------------------------------------------------------------------------------------------
Enrolment Process :
Interested eligible person shall visit nearest CSC centre. Location of CSC centre can be ascertained from the information page on web sites of LIC of India, Ministry of Labour and Employment and CSC.
--------------------------------------------------------------------------------------------------------------------------
While going to CSC for enrolment, he shall carry with him the following :
1. Aadhar Card
Savings/Jan Dhan Bank Account details along with IFS Code ( Bank Passbook or Cheque Leave/book or copy of bank statement as evidence of bank account )
Initial contribution amount in cash for enrolment under the scheme
Village Level Entrepreneur (VLE) present at the CSC will key-in aadhar number, name of subscriber as printed on aadhar card and date of birth as given in aadhar card and the same will be verified with UIDAI database.
Further details like Bank Account details, Mobile Number, Email-id, if any, spouse and nominee details will be captured.
Self-certification for eligibility conditions will be done.
System will auto calculate monthly contribution payable according to age of the subscriber.
Subscriber shall also pay the amount of 1st subscription in cash to the VLE who will generate receipt to be handed over to the subscriber.
Enrolment Form cum Auto Debit mandate will also be printed which will then be signed by the subscriber. VLE then shall scan the signed enrolment cum auto debit mandate and upload into the system.
At the same time, a unique Shram Yogi Pension Account Number will be generated and Shram Yogi Card will be printed at CSC
With completion of process, subscriber will be having with him Shram Yogi Card and signed copy of enrolment form for his record.
He will also receive regularly SMS on activation of auto debit and Shram Yogi Pension Account details.
========================================================================
Women are liking Modi Govt’s PM Manadhan Pension Scheme, 17.68 lakh applications so far
PM Maandhan Pension Scheme: 17.65 lakh applications have been received so far, while the maximum applications have come from Haryana
========================================================================
JAY HIND
JAY BHARATHAM
VANDHE MATHARAM
BHARAT MATHA KI JAY.
========================================================================
#OPINION : 17/11/2019 : 1956.
#One nation, one ration card: Inside food ministry's ambitious scheme to make ration cards portable : PRERNA KATIYAR : ET Bureau : Nov 17, 2019 : PMO INDIA REPORT CARD
----------------------------------------------------------------------------------------------------------------------
The food ministry is moving towards making ration cards portable to help migrant workers.
Record-keeping by hand is back at this “automated” fair price shop in Bangur, a dense Kolkata suburb, ever since its electronic point-of-sale (ePoS) machine broke down and had to be sent for repair.
Keeping an eye on the weighing scale while giving beneficiaries their quotas of gom (wheat) and chaal (rice), Lakshmi Kant Aich, who has been running the ration shop for decades, is making notes about the transactions on a booklet.
However, the absence of an ePoS device is slowing down the process. One beneficiary, Sanat Kumar Saha, is here to link his Aadhaar to his ration card through a biometric verification facility on the device. He goes back disappointed.
Aich says though the government has made ePoS machines mandatory, dealers are facing poor connectivity and frequent device breakdowns.
His shop is one of the 17,157 automated fair price shops in West Bengal with an electronic recordkeeping and point-of-sale device, while the remaining 3,649 shops have yet to be automated.
-------------- ------------------- ------------------
#1. Ration insecurity :
At these fair price shops, numbering nearly 5.35 lakh across India, 23 crore ration card holders can every month buy up to 5 kg of rice at Rs 3/kg, wheat at Rs 2/kg and coarse grains at Rs 1/kg as mandated under the National Food Security Act passed in 2013.
The central and state governments coordinate this complex public distribution system. While the Centre allocates and transports the foodgrain from Food Corporation of India godowns to the ration shops, the onus of ensuring that right beneficiaries get the subsidised foodgrain falls on the states and Union territories. They identify eligible households, issue ration cards and licences to dealers and also tackle complaints.
But in this entire process, put in place to ensure no one goes hungry, there has been a losing side too: millions of migrants, who move within their home states (intra-state) and to other states (inter-state) to earn a livelihood.
Since their ration cards are linked to the places where they used to live, these migrants have to apply for new ration cards at their new locations if they want to buy subsidised foodgrain. Many do not, deterred by the long process, denting the government’s efforts to ensure food security for all (the National Food Security Act covers nearly 80 crore people). Ensuring that migrants, numbering nearly 14 crore (according to the 2011 Census), get foodgrain from ration shops at their new location remains a big challenge.
---------------- --------------------- -------------------
#2. Portable solution :
The challenge for migrant workers to buy ration may change if the food and public distribution ministry’s One Nation One Ration Card scheme to make ration cards portable gets going, with biometric verification and ePoS machines acting as the lynchpins. Under this initiative, which is expcted to be rolled out across India by the next financial year, any migrant ration card holder will be able to buy subsidised foodgrain from any fair price shop in India without the need to obtain a new ration card for the new location. This will reform the current rule under which a beneficiary could buy ration only from a nearby shop linked to the ration card.
The ministry has already launched intra-state ration card portability in 11 states and inter-state portability between Andhra Pradesh and Telangana, Gujarat and Maharashtra, Haryana and Rajasthan and Karnataka and Kerala. This means a ration card holder from Gujarat can not only buy his stock from any of the ration shops in his state but also from Maharashtra.
One Nation One Ration Card would offer public distribution system benefits from any of the ration shops with the help of a single digital card linked to the beneficiary’s Aadhaar. “The scheme, when launched pan-India, will be a big relief for migrant labourers, daily wagers and the poor in general. We have already launched pilot projects in some clusters,” Ram Vilas Paswan, minister for consumer affairs, food & public distribution, told ET Magazine.
But food security experts say that before the big rollout of the scheme, basic requirements remain unmet. “All fair price shops would need ePoS devices for seamless biometric authentication. Additionally, getting the current location of the migrant worker to avoid duplication is another challenge,” says Sandip Das, a senior consultant with Indian Council for Research on International Economic Relations (ICRIER), a Delhibased think tank.
According to food ministry data, as of now, 4.37 lakh (nearly 82%) of the 5.35 lakh fair price shops have ePoS devices. Transactions on these devices are fool-proof as dealers such as Aich in Kolkata do not have to keep the record manually. The devices also check for duplication of ration card holders.
While Andhra Pradesh, Gujarat, Haryana, Jammu & Kashmir and Maharashtra have automated all their fair price shops, few most ration shops in Bihar and Uttarakhand and none in Arunachal Pradesh, Manipur, Meghalaya, Mizoram and Nagaland have ePoS devices, delaying the quick rollout of the portability plan. In Bihar, which sees a lot of labour migration, only 6,371 of the 41,483 fair price shops have ePoS devices.
Union food secretary Ravi Kant says the remaining ration shops will get ePoS devices shortly. “However, automating some fair price shops in remote areas may be a challenge,” he tells ET Magazine.
The other challenge is ending duplication of ration cards, whereby a beneficiary is denied foodgrain since someone else took away the quota using a fake card. To tackle this, Kant says the government is setting up a central repository of all ration cards and only those beneficiaries whose names are in the database after de-duplication would be able to use ration card portability.
Under the scheme, the existing ration card of a beneficiary remains valid under the portability plan since card data and entitlements are maintained in the person’s home state. But through the central repository the beneficiary’s state will be able to fetch the data from its server after biometric authentication.
More than 1,000 migrant workers from Andhra Pradesh have bought subsidised ration in Telangana every month since the scheme was launched in August,” says a senior official at the food and public distribution department.
For the scheme to be seamless, the government will have to allocate foodgrain quota to each state on a dynamic basis based on the offtake volumes. “The government will have to make fresh estimates for foodgrain required to meet the demand due to seasonal migration and fluctuation in demand based on movement of labourers,” says Das of ICRIER.
Many workers from Uttar Pradesh and Bihar move to Punjab and Haryana during the crop harvesting season only to return home within a few months. As of now, the Centre allots foodgrain to a state according to a district-wise requirement based on the number of ration card holders and previous year’s allocation.
A top official at the Food Corporation of India (FCI), which supplies subsidised foodgrain to the shops from its 2,100-odd godowns, says there is no need to build fresh storage facility for the ration card portability scheme. “We have sufficient capacity to cater to any need. We maintain three to four months of buffer stock in every state based on specific allocation requirement. Otherwise too, we have surplus stock and paddy procurement has also started,” says RP Singh, executive directorprocur ..
In 2015, the Rajasthan government tried another experiment: letting Future Group run some fair price shops in the state. Under the arrangement, India’s largest retailer will get to manage 5,000 of the nearly 26,745 fair price shops in the state. The company is also giving a facelift to ration shops in West Bengal.
DBT vs Portability :
Though ration card portability plans to unify fair price shops across India, the government has done away with selling subsidised foodgrain in Chandigarh and Puducherry — both Union territories. Since 2015, ration card holders there have been receiving direct benefit transfer, where cash equivalent of the subsidy is transferred to the bank accounts of eligible households, enabling them to purchase items of their choice from the market. The scheme was also partially launched in Dadar & Nagar Haveli in 2016. “One Nation One Ration Card as a concept is novel but direct benefit transfer is the way forward as recommended by the high-level committee chaired by [former Union minister] Shanta Kumar,” says Das.
“There is no logic in giving foodgrain under PDS to food-surplus and infrastructurallybetter-off states such as Punjab and Haryana. It is time the government shifts to direct benefit transfer in such regions,” says former agriculture secretary Siraj Hussain.
The panel on reforming FCI had, in 2015, recommended a gradual introduction of cash transfers in public distribution system, starting with cities with more than 10 lakh population, extending it to grain-surplus states and then giving an option to deficit states to opt for cash or subsidy. However, even with direct benefit transfer, last-mile installation and maintenance of points of sale and seeding Aadhaar and bank account details of beneficiaries remain a prerequisite.
=======================================================================
NOTE : 1. #PradhanMntri Shram Yogi Maan-dhan (PM-SYM) - A pension scheme for unorganised workers
The scheme is meant for old age protection and social security of Unorganised Workers (UW) who are mostly engaged as rickshaw pullers, street vendors, mid-day meal workers, head loaders, brick kiln workers, cobblers, rag pickers, domestic workers, washer men, home-based workers, own account workers, agricultural workers, construction workers, beedi workers, handloom workers, leather workers, audio - visual workers or in similar other occupations.-------------------------------------------------------------------------------------------------------------------------
#Features :
It is a voluntary and contributory pension scheme, under which the subscriber would receive a minimum assured pension of ?3000/- per month after attaining the age of 60 years and if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension as family pension. Family pension is applicable only to spouse.
#CONTRIBUTION BY THE UNORGANISED WORKERS (UW) SUBSCRIBER :
Through 'auto-debit' facility from his/her savings bank account/Jan- Dhan account from the date of joining PM-SYM till the age of 60 years as per the chart below. The Central Government will also give equal matching contribution in his pension account.
Details of entry age specific monthly contribution Chart
State-wise Card Issued Record
Dashboard- All Records
CSC Locator
Real Time Counter
#Enrolment Procedure :
The Unorganised Worker will be required to visit the nearest Common Services Centre (CSC) and get enrolled for PM-SYM using Aadhaar Card and Savings bank/Jan-Dhan account number on self-certification basis. First subscription to be paid in cash and auto debit from next month onwards. Later, facility will be provided where the UW can also visit the PM-SYM web portal or can download the mobile app and self-register using Aadhar number/savings bank account/Jan-Dhan account number on self-certification basis.The enrolment will be carried out by all the Common Services Centres in the country.
--------------------------------------------------------------------------------------------------------------------------
#FACILITATION CENTRES, FUND AND WITHDRAWAL :
All the Labour offices of State and Central Governments, all the branch offices of LIC, the offices of ESIC/EPFO will act as Facilitation Centres to give full information to the Unorganised Workers (UW) about the Scheme, its benefits and the procedure to be followed, at their facilitation desks/help desks. PM-SYM will be a Central Sector Scheme administered by the Ministry of Labour and Employment and implemented through Life Insurance Corporation of India and CSC e-Governance Services India Limited (CSC SPV). LIC will be the Pension Fund Manager and responsible for Pension pay out. Considering the hardships and erratic nature of employability of Unorganised Workers (UW), the exit provisions of scheme have been kept flexible. If a subscriber has not paid the contribution continuously he/she will be allowed to regularize his contribution by paying entire outstanding dues, along with penalty charges, if any, decided by the Government.
#Grievance Redressal :
Customer Care number 1800-2676-888 (available 24*7).Web portal/app will also have the facility for registering the complaints.In case of any doubt on the scheme, clarification provided by the Joint Secretary & Director General (Labour Welfare) will be final.
e-mail at ShramYogi[at]nic[dot]in
-------------------------------------------------------------------------------
#Complete Enrolment Process :
-----------------------------------------------------------------------------------------------------------------------The scheme is meant for old age protection and social security of Unorganised Workers (UW) who are mostly engaged as rickshaw pullers, street vendors, mid-day meal workers, head loaders, brick kiln workers, cobblers, rag pickers, domestic workers, washer men, home-based workers, own account workers, agricultural workers, construction workers, beedi workers, handloom workers, leather workers, audio - visual workers or in similar other occupations.
-------------------------------------------------------------------------------------------------------------------------
Eligibility Criteria
Should be an unorganised worker (UW)
Entry age between 18 and 40 years
Monthly Income ?15000 or below
Should not be
engaged in Organized Sector (membership of EPF/NPS/ESIC)
an income tax payer
He/ She should possess
Aadhar card
Savings Bank Account / Jan Dhan account number with IFSC
Complete Enrolment Process click here...
-----------------------------------------------------------------------------------------------------------------------
Enrolment Process
Process Flow – Enrolment in
--------------------------------------------------------------------------------------------------------------------------
#Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)
-------------------------------------------------------------------------------------------------------------------------
Eligibility Criteria
Should be an unorganised worker
Entry age between 18 and 40 years
Monthly Income Rs 15000 or below
-------------------------------------------------------------------------------------------------------------------------
Should not be :
engaged in Organized Sector or with membership of EPF/NPS/ESIC an income tax payer
-------------------------------------------------------------------------------------------------------------------------
He/ She should possess :
Aadhar card
Savings Bank Account / Jan Dhan account number with IFSC
-------------------------------------------------------------------------------------------------------------------------
Enrolment Process :
Interested eligible person shall visit nearest CSC centre. Location of CSC centre can be ascertained from the information page on web sites of LIC of India, Ministry of Labour and Employment and CSC.
--------------------------------------------------------------------------------------------------------------------------
While going to CSC for enrolment, he shall carry with him the following :
1. Aadhar Card
Savings/Jan Dhan Bank Account details along with IFS Code ( Bank Passbook or Cheque Leave/book or copy of bank statement as evidence of bank account )
Initial contribution amount in cash for enrolment under the scheme
Village Level Entrepreneur (VLE) present at the CSC will key-in aadhar number, name of subscriber as printed on aadhar card and date of birth as given in aadhar card and the same will be verified with UIDAI database.
Further details like Bank Account details, Mobile Number, Email-id, if any, spouse and nominee details will be captured.
Self-certification for eligibility conditions will be done.
System will auto calculate monthly contribution payable according to age of the subscriber.
Subscriber shall also pay the amount of 1st subscription in cash to the VLE who will generate receipt to be handed over to the subscriber.
Enrolment Form cum Auto Debit mandate will also be printed which will then be signed by the subscriber. VLE then shall scan the signed enrolment cum auto debit mandate and upload into the system.
At the same time, a unique Shram Yogi Pension Account Number will be generated and Shram Yogi Card will be printed at CSC
With completion of process, subscriber will be having with him Shram Yogi Card and signed copy of enrolment form for his record.
He will also receive regularly SMS on activation of auto debit and Shram Yogi Pension Account details.
========================================================================
NOTE -2. #Women are liking Modi Govt’s PM Manadhan Pension Scheme, 17.68 lakh applications so far, Haryana leads : 16 Nov, 2019 : PMINDIA.
PM Maandhan Pension Scheme: A total of 6.15 lakh people from Haryana applied for this schemeWomen are liking Modi Govt’s PM Manadhan Pension Scheme, 17.68 lakh applications so far
PM Maandhan Pension Scheme: 17.65 lakh applications have been received so far, while the maximum applications have come from Haryana
========================================================================
JAY HIND
JAY BHARATHAM
VANDHE MATHARAM
BHARAT MATHA KI JAY.
========================================================================
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